Introducing Earn: A Smarter Approach to Capital Efficiency

For decades, institutional investors have relied on traditional banking term plans to generate predictable returns on idle capital. These instruments—whether fixed deposits or money market funds—offer stability but often come with low yields, restricted access to funds, and exposure to inflation risk. In the evolving landscape of digital assets, institutions require a more capital-efficient approach to yield generation without compromising on risk management.

What is M2 Earn?

M2 Earn is a transparent, capital-efficient yield-generation solution for institutional and passive investors. It offers fixed, flexible, and custom plans with a clear, non-tiered rate structure—ensuring competitive returns without hidden fees or restrictions.

Why Choose M2's Earn Product?

Unlike many platforms that impose tiered rewards or hidden complexities, M2 ensures institutions can optimize their capital deployment with stable and predictable returns across different tenors (e.g., 30 days, 60 days, 360 days).

1. Competitive & Transparent Rates: Our Earn product provides market-leading APRs that are structured to align with real market conditions, ensuring stability and clarity for institutional investors.
2. Optimized Yield Through Market-Neutral Strategies: M2 employs low-risk market-neutral trading strategies alongside asset utilization techniques to generate sustainable yield. This allows institutions to maximize capital efficiency while maintaining prudent risk controls.
3. Unlock Additional Yield with Native Boost & MMX Boost: M2 offers two distinct mechanisms for institutions to enhance their Earn plan yields:
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   1. Native Boost: Institutions can opt to burn a portion of their principal investment to access a higher yield. This option provides a direct way to achieve a boosted APR while engaging in the Earn ecosystem.
   2. MMX Boost: Institutions that already hold MMX tokens can burn a designated amount to access higher yield rates. This mechanism aligns with the exchange token’s whitepaper and provides a direct path for MMX holders to optimize their capital efficiency.
      
      Both mechanisms function by requiring the user to burn an amount equivalent to 50% percent of the additional yield they wish to unlock, ensuring a clear and predefined cost for enhanced returns.
4. Earn Plans Across Multiple Asset Classes: M2's Earn product extends beyond Proof-of-Stake (PoS) assets to include Bitcoin (BTC), stablecoins (USDT), and our native token (MMX). This flexibility ensures institutions can diversify their strategies while generating yield across a broad selection of digital assets.
   

How It Works

1. Select Your Earn Plan: Choose from fixed, flexible, or custom Earn plans tailored to institutional needs.
2. Deploy Capital: Allocate digital assets such as BTC, USDT, ETH, AVAX, and MMX to start earning competitive APRs.
3. Track Interest Accrual: Use our UI to monitor daily interest accumulation and plan performance.
4. Receive Payouts Upon Maturity: At the end of the term, capital and accrued interest are settled directly to the institution’s M2 account.

Institutional Advantage with M2 Earn

1. Designed for Institutional Investors: Transparent, predictable returns tailored to capital allocators and digital asset managers.
2. No Tiered Rewards or Hidden Fees: A straightforward structure ensures capital efficiency and yield optimization.
3. Flexible Liquidity Management: Fixed, flexible, and custom tenors accommodate varying capital deployment strategies.
4. Enhanced Returns with Boosting Mechanisms: Optional Native and MMX Boosts provide additional yield opportunities based on predefined mechanisms.

The M2 Commitment to Institutional Yield Solutions

M2 is committed to setting a new standard for institutional Earn products in the digital asset space by prioritizing security, transparency, and innovation. Whether through market-neutral strategies, robust risk management, or optimized capital deployment, M2 ensures institutions can confidently access institutional-grade yield opportunities.

To learn more and explore competitive yield opportunities with M2 Earn visit m2.com/earn.