Secured Crypto Loans Made Easy
Instantly borrow USDT at industry-competitive rates. Secure your loan with collateralized assets and hold them for as long as you need before repayment.
Simple and Seamless Access to Crypto Loans
Instant Loan Approvals
Instantly receive the loan amount against your collateral without the hassle of credit checks
Collateralized Assets
Borrow USDT using any of the below assets as collateral
FAQ
Frequently Asked Questions
What is Lending?
Currently our lending product allows clients to borrow USDT against a pre-defined amount of collateral. This arrangement allows borrowers to access funds they require almost instantly for a fixed or flexible loan term.
Which assets can be used with the lending product?
At the moment, the collateralized assets that can be used for lending are the following: BTC, ETH, SOL, XRP, MMX
What types of positions can I open?
Fixed and Flexible positions are available.
Can I cancel my loan before its maturity?
An early Settlement Fee will apply. However, this is only applicable to loans that are being closed before the maturity of the loan term. This does not apply to Flexible loans.
Can I increase my borrow limit?
If users would like to increase their borrow limit, reach out to customer support who will be able to assist.
Is my collateral safe during my loan agreement?
Like all investments, lending plans come with risks. M2 endeavors to minimize risk through diversification and rigorous due diligence. Before committing to a lending plan, users should understand the risks and consult professionals or review the Product Risk Disclosure.
What does my total debt mean?
'Total Debt' should reflect the total amount a client has borrowed across all of the loans they have (Fixed and Flexible) this figure includes all fees and interest charged to the client.
What fees are included?
Fees vary depending on your chosen plan. An early settlement fee will apply for all fixed plans which are terminated prior to their maturity date. Liquidation fee will apply for liquidated loans.
Can I cancel a plan before its maturity?
For fixed plans, cancellation is allowed at the user's discretion. However, please note that an early settlement fee will apply if the plan is cancelled before the maturity date.
How long will it take for my loan to be approved?
Loan approvals are typically processed almost instantly.
I have closed my position, where is my collateral?
After closing your position, please allow 24-48 hours for the unlocked collateral to appear in your account.